You’ve worked hard for a lifetime and the  likelihood of your money outliving you is likely. With responsible estate planning  we can assure your legacy is passed on to your children and/or organizations as  you desire. Key components are to mitigate taxes, probate avoidance and  efficient/cost effective transfer of wealth.

As a boutique we provide personalized service  and investment strategies curtailed to your needs. Most of our clients have retirement assets of $500,000 or more. For hard working families we  support their goals of obtaining liquidity of at least $500,000 in retirement. As a  fiduciary in advisory relationships, we do not work on commission. We do not sell product and only make  more money should you make more. 

You have skin in the game by building something very  special. Owning a business is not easy and as you have grown the opportunity  to retain great employees is through benefits. We offer 401k, SEP IRA’s and  group insurance products. Succession planning of keeping your business going  through an ESOP or ownership transfer can assure your retirement and continue  valued services in your community.

As a public trust organization managing assets  and/or creating revenue is fragile. As a fiduciary we understand the importance  of conservative wealth management to assure your organization continues their  role in the community with utmost trust. We provide not only sound advise but  also accountability through an investment policy statement (IPS).

I once heard, “it’s better to give with a warm hand than  a cold hand”. Tax free growth and tax free distributions can hedge against the  ever increasing costs of higher education. The greatest gift is opportunity as  most families realize to make each generation a little stronger requires college.